Welcome to

XYZ Insurance

Insuring Drivers For 20+ Years

Getting the right vehicle insurance shouldn’t be complicated. We make it easy, affordable, and tailored just for you. Simple & reliable cover – backed by people who care.

Why choose us

Driven by Trust.
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Helping drivers stay safe and covered.

With over 20 years’ experience in the insurance industry, XYZ was built on a simple idea, insurance should be clear, fair, and reliable. From day one, we’ve focused on protecting drivers with policies that make sense, backed by friendly service, fast claims, and real industry know-how.

Friendly driver. Travel by car. The driver is driving. Travels.
Years Experience
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Years of experience supplying the best cover for your vehicle.

Insurance That Covers Your Journey

Insure With Experts

Reliable & affordable

Expert Advice

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Drivers Have Chosen Us
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Ready to insure your vehicle?

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Explore Our Online Quote Engine

Complete our online quote engine so we can give you an accurate quote.

Choose The Right Policy

Select the policy that best suits your requirements and budget.

You Are On The Road

Once you have purchased your policy you will be covered instantly.

What we guarantee you

Discover the Benefits that Make
Drivers Choose XYZ Insurance

Enjoy unbeatable value with reliable coverage, low premiums, and fast claims service. See why drivers across the country continue to use us or are making the switch. Join thousands who count on us for protection they can depend on, wherever the road takes them.

Competitive Prices Without Compromise

At XYZ Insurance, we believe great coverage shouldn’t come with a high price tag. Our flexible plans are designed to fit your budget while still delivering top-tier protection.

Personalised Solutions That Fit Your Journey

Every driver is different, and XYZ Insurance makes sure your policy reflects that. We tailor our coverage to match your unique lifestyle, vehicle, and driving habits.

Expert Insurance Guidance That You Can Trust

With XYZ Insurance, you’re never alone on the road to coverage. Our knowledgeable agents and support team are here to help you make confident, informed decisions every step of the way.

Multiple Add on policies for Maximum Value

At XYZ Insurance, you’re in control. Choose from a wide range of additional add on policies to sit alongside the perfect policy at the best possible price.

Tailored Coverage. Smarter Savings.

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This is What 1000+ Customers Say About Us

faqs

Frequently Asked Questions

What types of vehicle insurance do you offer?

We provide tailored insurance options to meet the needs of all drivers, from learner drivers to professional HGV operators.

Can I customise my policy?

Yes, our policies are fully customisable with optional add-ons like replacement vehicle in the event of a fault claim, breakdown cover, excess protection polices, key cover, public liability cover, tools in transit cover, goods in transit cover, legal expenses cover, personal accident cover, mis fuelling cover, pothole insurance and gadget insurance.

How can I get a quote?

Get a free, no-obligation quote online in minutes, or call 01268 916916 to speak with one of our insurance experts for personalised assistance.

Do I need Taxi Insurance?

If you are carrying passengers for a fee you will require Hire and Reward insurance. The exact policy you require will depend on the licence you hold and the requirements of your licencing authority. XYZ Insurance offer cover to all passenger carrying vehicles including Private Hire; Public Hire; Contract Hire and PSV Licenced vehicles.

What’s the difference between Private Hire and Public Hire?

Drivers licenced for Private Hire only may only transport passengers who have pre-booked the service. This booking may be obtained via telephone, email, through a Taxi Office or via an app. They may not transport passengers who hail them down.

Drivers licenced for Public Hire may do all of the above but can also accept passengers who have not pre-booked their services. They could be hailed down or perhaps await passengers outside places of interest such as train stations.

What payment options do you offer?

XYZ Insurance offer payment plans, tailored to suit you, to spread the cost of your policy. We offer Deposit and 3 instalments, 4 instalments & 9 monthly instalments or alternately, you can pay for the policy in full.

Do I need Courier Insurance?

If you are carrying and delivering goods for a fee you will require Hire and Reward insurance. The exact policy you require will depend on the types of goods you carry. XYZ Insurance offer cover for parcel, letter, pallet and food delivery drivers and are trusted by some of the leading companies such as Amazon, DPD and EVRI to provide the correct cover to meet your needs – including Goods in Transit and Public Liability cover.

What is Goods in Transit Insurance?

Goods In Transit insurance is an additional type of cover that can be purchased by those who transport/deliver goods for work. Rather than covering your vehicle, this policy specifically covers the goods you are transporting. The cover provided protects you in the event that goods should become damaged, destroyed, lost or stolen. It can also be used to protect you against claims of late or incorrect delivery. The level of cover available varies and is pre-set to a monetary amount, for example £25,000 worth of cover – your distributor will be able to advise you of the nature of the goods you will likely carry and their subsequent value to insure against; our agent will then be able to tailor a policy to meet your needs.

What is Public Liability Insurance?

Public Liability Insurance protects taxi and courier drivers if a member of the public makes a claim against them for injury or property damage caused while they’re working.

It’s designed to cover legal costs, compensation, and damages — helping protect you financially if something goes wrong during your job.

Examples

  • A taxi passenger trips and falls while getting in or out of your vehicle and claims for injury.
  • You accidentally damage a customer’s property while delivering a parcel.
  • A member of the public is hurt near your vehicle while you’re loading or unloading goods.

Why it’s important

Even if you’re careful, accidents can happen. Public Liability Insurance gives you peace of mind that you’re protected from unexpected claims — so you can keep driving without worrying about large legal bills or compensation payouts.

Why should I own a Minibus?  

Minibuses are a popular choice for many people due to the extra space, seating and versatility they offer. The reasons to opt for a minibus, rather than a standard car, will depend on your own circumstances however XYZ Insurance offer schemes to suit many uses including: those with large families, businesses, charities, schools, care homes, sports clubs, childminders, foster parents, churches, nursing/care home facilities, companies transporting employees, outdoor pursuits, tour guide, bands, private hire, contract work and other non-profit organisations.

Can I insure more than one Minibus on my policy?

For many businesses and non-profit organisations, one vehicle isn’t enough. XYZ Insurance offer tailored policies to insure all your Minibuses under one policy – providing you with one renewal and payment date to remember.

Can other people drive my Minibus?

Many organisations can benefit from an Any Driver Policy. These policies offer additionally flexibility to suit your organisation’s needs – our agents will be able to discuss the options available to you in detail.

How do I become a Fast Food Delivery Driver?

To discover opportunities available in your area, contact the mobile App operators in your area – this may include companies such as Just Eat and Deliveroo. You may also find work directly with your local takeaway providers.

Do I need Fast Food Delivery Insurance?

If you are carrying goods for a fee you will require Hire and Reward insurance. The exact policy you require will depend on the goods you carry. XYZ Insurance offer tailored insurance policies to those who deliver food.

Will my policy cover me for personal use?

Many of the policies provided by XYZ Insurance also provide cover for your own personal use. If this cover is required make our operator aware so that they can tailor the policy to your needs.

How do I make a change to my policy?

You’ll be pleased to know that XYZ Insurance online support is open 24/7 365 days a year where you can manage your account. If you would like to speak to one of our agents we are open Monday to Friday 9:00am to 5:30pm to assist with all policy amendments. You can contact our Customer Services Team on 01268 916 916.

What documents do I need to get insured?

This will vary depending on the type of insurance policy purchased through XYZ Insurance. Our team will advise you of the specific documentation required by your chosen insurer.

You can also visit the “Manage My Policy” section at the top of our homepage, where you’ll find a letter clearly outlining the documents we need you to provide.

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